Personal loans for the things that matter
Consolidating debt, renovating, travelling or covering an unexpected bill, a personal loan can give you the funds you need with a clear repayment plan.
- Secured and unsecured options
- Fixed and variable rates
- Terms from 1 to 7 years
A loan that fits your plans
We compare personal loans across a range of lenders to find a rate, term and structure that suits your budget.
Debt consolidation
Roll credit cards and other debts into one repayment, often at a lower rate.
Unsecured options
Borrow without offering an asset as security, for eligible applicants.
Secured options
Use an asset such as a car as security to access a sharper rate.
Fixed or variable rates
Lock in predictable repayments, or choose flexibility to pay extra.
Flexible terms
Choose a term from 1 to 7 years that balances repayments and total interest.
Quick decisions
Straightforward applications and fast responses from lenders where possible.
What people use them for
Personal loans can cover almost any worthwhile purpose, including:
- Consolidating credit cards and other debts
- Home improvements and renovations
- Weddings, travel and major events
- Medical or unexpected expenses
- Buying furniture, equipment or a vehicle
How it works
- Tell us what the loan is for and how much you need
- We compare suitable lenders and loan options
- We help you prepare a strong application
- Approval, with the paperwork handled for you
- Funds paid, and you start your repayments
Applicants must be 18 or older and meet lender criteria. All loans are subject to lender approval, terms and conditions.
Common questions
The questions we hear most about personal loans.
How much can I borrow?
It depends on your income, expenses, existing debts and the lender. We will help you work out an amount that is comfortable to repay.
What is the difference between secured and unsecured?
A secured loan uses an asset, such as a car, as security, which can mean a lower rate. An unsecured loan does not need security but usually has a higher rate.
Can I repay my loan early?
Many personal loans allow extra repayments or early payout, although some fixed rate loans charge a fee. We will explain the terms before you apply.
Will applying affect my credit score?
Each application adds an enquiry to your credit file. We focus on lenders that suit your situation to keep enquiries to a minimum.
Let us find the right personal loan
Tell us what you need the money for and a ProNest Finance broker will get back to you with your options.
- +61 3 7082 8988
- help@pronestfinance.com.au
- 14 Frodo Circuit, Clyde, VIC 3978
- Mon - Fri 9.00 AM to 5.00 PM
