Car finance that gets you on the road sooner
Whether it is a brand new car from a dealer or a used car from a private seller, we compare car loans across a range of lenders and find repayments that suit your budget.
- New, used and private sale cars
- Secured loans for sharper rates
- Terms from 1 to 7 years
Car loans made simple
We handle the comparison and the paperwork, so you can focus on finding the right car.
New and used cars
Finance a brand new car or a quality used vehicle, from a dealer or a private seller.
Secured car loans
Using the car as security can help you access a lower interest rate than an unsecured loan.
Flexible loan terms
Choose a term from 1 to 7 years to balance your repayments and the total interest you pay.
Pre-approval
Know your budget before you shop, so you can negotiate like a cash buyer.
Balloon payment options
Lower your regular repayments with a lump sum at the end of the loan, where it suits you.
Car loan refinancing
Already have a car loan? We can check whether a better rate is available.
Who we help
We work with all kinds of drivers, including:
- First-time car buyers
- Families upgrading to a bigger car
- Salaried employees with a steady income
- Self-employed borrowers with proof of income
- Australian citizens, permanent residents and some visa holders
How it works
- Tell us about the car and your budget
- We compare car loans across a range of lenders
- Get pre-approved and go shopping
- We finalise the loan with the lender and the seller
- Pick up your keys and hit the road
All loans are subject to lender approval, terms and conditions.
Common questions
Quick answers for car buyers. Call us if your question is not here.
Can I finance a car from a private seller?
Yes. Many lenders finance private sales. They usually need details of the car and seller, and may check that there is no money owing on the vehicle.
Do I need a deposit for a car loan?
Not always. Some lenders offer no-deposit car loans for eligible borrowers, although a deposit can help lower your repayments and rate.
What is a balloon payment?
A balloon is a lump sum due at the end of the loan. It lowers your regular repayments, but you will need to pay, refinance or trade in to cover it when the loan ends.
What documents do I need?
Usually photo ID, proof of income such as payslips or tax returns, recent bank statements and details of the car you want to buy.
Found the car you want?
Tell us about the car and your budget and a ProNest Finance broker will get back to you with your options.
- +61 3 7082 8988
- help@pronestfinance.com.au
- 14 Frodo Circuit, Clyde, VIC 3978
- Mon - Fri 9.00 AM to 5.00 PM
